December 24, 2025 The average 30-year fixed-rate mortgage decreased further this week. Declining rates offer a timely and welcome gift for aspiring homebuyers. The 30-year fixed-rate mortgage averaged 6.18% as of December 24, 2025, down from last week when it … Continue reading →

For Week Ending December 13, 2025 The share of first-time homebuyers fell to a record low of 21% in 2025, while the median age of first-time buyers climbed to an all-time high of 40, according to the National Association of … Continue reading →

December 18, 2025 The average 30-year fixed-rate mortgage has remained within a narrow 10-basis point range over the last two months. With rates down half a percent over last year, purchase applications are 10% above the same time one year … Continue reading →

For Week Ending December 6, 2025 At last measure, 34% of older households (those led by someone age 65 or over) were cost burdened, according to Harvard University’s Joint Center for Housing Studies’ State of the Nation’s Housing 2025 report. … Continue reading →

December 11, 2025 The average 30-year fixed-rate mortgage is well below the year-to-date average of 6.62%, providing some sense of balance to the housing market. The 30-year fixed-rate mortgage averaged 6.22% as of December 11, 2025, up from last week … Continue reading →

For Week Ending November 29, 2025 U.S. homeowners earned an average profit of 49.9% on the sale of single-family homes and condominiums in the third quarter of 2025, according to ATTOM’s latest U.S. Home Sales Report. That figure is up … Continue reading →

December 4, 2025 Mortgage rates decreased for the second straight week, emerging from the Thanksgiving holiday. Compared to this time last year, mortgage rates are half a percent lower, creating a more favorable environment for homebuyers and homeowners. The 30-year … Continue reading →

For Week Ending November 22, 2025 Nearly one-third (32.8%) of all homes sold in the first half of 2025 were paid for in cash, down 0.6% from the same period last year, according to a recent report from Realtor®.com. Cash … Continue reading →

November 26, 2025 Heading into the Thanksgiving holiday, mortgage rates decreased. With pending home sales at the highest level since last November, homebuyer activity continues to show resilience nearing year end. The 30-year fixed-rate mortgage averaged 6.23% as of November … Continue reading →

For Week Ending November 15, 2025 The U.S. housing supply gap reached 3.8 million units in 2024, according to an analysis by Realtor®.com. For the first time since 2016, new construction outpaced household formations, with more than 1.6 million units … Continue reading →

November 20, 2025 Mortgage rates have been shifting within a narrow ten-basis point range over the last month. This rate stability is a positive sign for both buyers and sellers, as it helps provide greater certainty in the housing markets. … Continue reading →

For Week Ending November 8, 2025 According to ResiClub’s analysis of the U.S. Census Bureau’s 2024 American Community Survey, 35 million, or 40.3%, of U.S. homeowners are mortgage-free, up from 39.8% in 2023. More than half of these homeowners (54%) … Continue reading →

November 13, 2025 Rates for the 30-year and the 15-year fixed-rate mortgage essentially remained flat this week, but purchase activity increased, which is encouraging. Information provided by Freddie Mac.